Many taxpayers are reporting delays in receiving their ITR refund for FY24–25, raising questions about processing timelines and refund verification. The Income Tax Department has clarified that refunds are issued only after successful verification, risk checks and backend processing. If your refund is taking longer than expected, you can easily track its status online using just your PAN and assessment year.
Why Your ITR Refund Might Be Delayed This Year
Refund delays often happen due to pending verification, incomplete bank details, mismatched information in Form 26AS, AIS or TDS records. Sometimes, the Income Tax Department requires additional checks before approving refunds. Large refund claims, incorrect ITR type selection and processing backlogs can also contribute to delays.
How to Check ITR Refund Status Using PAN Card
The simplest way to track your refund is through the NSDL refund portal or the official Income Tax e-filing website. You only need your PAN and the Assessment Year to get a real-time status update. This helps you understand whether the refund is processed, approved, delayed or on hold due to any discrepancy.
Steps to Check Refund Status via PAN (NSDL Refund Portal)
| Step | What to Do |
|---|---|
| Step 1 | Visit refund status page on NSDL (TIN) portal |
| Step 2 | Enter your PAN number |
| Step 3 | Choose Assessment Year: AY 2025–26 for FY24–25 |
| Step 4 | Enter captcha and submit |
| Step 5 | View real-time refund status |
What Each Refund Status Means
If the portal shows “Refund Paid,” it means the amount has been credited to your bank account. “Refund Failed” indicates incorrect bank details. “Refund Determined and Sent to Refund Banker” means approval is complete and it will be credited soon. “No Refund Due” appears if your tax calculation results in zero balance.
One Quick Takeaway Section
- If your ITR refund for FY24–25 is delayed, check your status instantly using your PAN on the NSDL refund portal. Incorrect bank details, mismatched TDS data or pending verification are the most common reasons for delays.
Conclusion: With large volumes of returns filed this year, refund delays are not unusual. Tracking your refund using PAN ensures transparency and helps you spot issues early. Keeping your bank details, TDS records and AIS data accurate can significantly speed up future refund processing.
Disclaimer: This article summarizes publicly available information on ITR refund tracking. Refer only to official portals for updates and avoid sharing personal details on third-party websites.
