A major update for Cash App users has gained national attention as a class action settlement worth up to $147 per eligible person moves forward in 2025. The settlement arises from allegations that Cash App sent unsolicited promotional or referral text messages without proper user consent. If you lived in Washington state during the qualifying period and received these texts, you may be entitled to compensation. This complete guide breaks down eligibility, the step-by-step claim process, and the expected payout timeline.
What the Cash App $147 Settlement Is About
The lawsuit alleges that Cash App sent unwanted promotional text messages encouraging people to join or refer friends to the platform. These messages were reportedly sent without clear opt-in permission, violating state-level consumer protection and privacy rules. To resolve the dispute, Cash App agreed to a multi-million-dollar settlement that allows affected individuals to claim compensation.
Who Is Eligible for the $147 Payout
You may qualify for a payout if you meet these criteria:
• You received a Cash App promotional or referral text message
• Your phone number was registered in Washington state at the time
• You did not explicitly consent to receive marketing texts
• The message was sent within the settlement’s approved timeframe
Both Cash App users and non-users may be eligible if they received the unsolicited text.
How Much You Can Expect to Receive
While the commonly referenced figure is $147, the final payout varies depending on how many valid claims are filed. Settlement funds are distributed evenly among claimants after administrative costs. Expected ranges:
| Claim Outcome | Estimated Payout |
|---|---|
| High claim volume | Around $80–$100 |
| Moderate claim volume | Around $110–$130 |
| Lower claim volume | Up to $147 per claimant |
The final amount is determined once all claims are processed.
How to File Your Claim Successfully
Filing a claim is simple and designed to take only a few minutes. The process typically involves:
• Filling out the official settlement claim form
• Providing your name, phone number, and contact details
• Confirming you received a qualifying text message
• Selecting your payout method (direct deposit or mailed check)
Make sure all information is accurate to avoid delays or rejection.
Important Deadlines for Claimants
The claim submission deadline is expected in late 2025, with no exceptions after the cutoff. Once claims are reviewed and the court grants final approval, payments will begin being processed.
When Payments Will Be Sent
After the claims period closes and the settlement receives final court approval, payments are projected to be distributed in early 2026. Claimants who choose direct deposit may receive funds sooner than those requesting mailed checks.
Conclusion:
The Cash App $147 class action settlement offers eligible Washington residents a chance to receive compensation for unsolicited marketing messages. With payments estimated between $80 and $147 depending on total claims, it’s a worthwhile opportunity for those who qualify. Filing early, ensuring accurate claim details, and staying aware of deadlines will help guarantee a smooth payout process once disbursements begin.
Disclaimer: This article provides general information about the Cash App settlement. Actual eligibility, payout amounts, and timelines depend on official settlement terms and final court approval. Always rely on your official settlement notice for final instructions.
